AI-Powered Finance

Your Intelligent
Financial Companion

Finpal combines smart budgeting, receipt scanning, and real-time bank sync with an AI assistant that helps you make better financial decisions every day.

Smart AI Insights
Secure Bank-Grade Encryption
Real-time Transaction Sync

Watch Finpal in action

A full walkthrough of the app, recorded with sample data.

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Everything you need to master your finances

Finpal brings together powerful tools and AI intelligence to give you complete control over your money.

AI Assistant

Chat with an intelligent assistant that understands your spending patterns, suggests budget adjustments, and answers complex financial questions with precision.

Receipt Scanner

Snap a photo of any receipt and our OCR engine extracts merchant, items, and totals automatically — then links it to the matching bank transaction.

Bank Sync

Securely link your bank accounts through Plaid. Transactions sync automatically so your budget is always up to date with real spending data.

Smart Insights

Get weekly spending breakdowns, category analysis, and AI-driven projections. The assistant can run precise financial calculations on demand.

See Finpal in action

Real screens from the app, shown here with sample data.

Connecting a bank

Consent first

Consent first

Before Plaid Link ever opens, Finpal states plainly what it will access and why, and that you can disconnect at any time. Nothing is requested until you agree.

Plaid Link

Plaid Link

Authentication happens entirely inside Plaid. Finpal never sees or stores your bank credentials — it only receives the access token Plaid issues.

Linked accounts

Linked accounts

Connected cards and checking accounts, each shown by type and last four digits, with transactions imported and categorised automatically.

Inside the app

Cash Flow

Cash Flow

Money in versus money out for the month. Income, transfers and loan disbursements on one side; bills, subscriptions, loan payments and card payments on the other.

Cards — what you owe

Cards

What you actually owe across every card — carried balance, interest and new purchases — with the APR arithmetic shown per card, not hidden.

Cards — transactions

Card transactions

Spending grouped by day or week. Open a day to see each purchase with its category and the card it landed on.

Checking

Checking

Live balance and every checking transaction for the month, each labelled by type — income, loan payment, transfer or deposit.

Analysis — monthly trend

Analysis

Cash in against spending for every month on record. Tap any month to analyse it — the selected one is outlined.

Spending by category and merchant

Where it went

The month broken down twice over — by category and by merchant — each ranked with its share of the total.

Receipt scanning

Crop

Crop

Photograph a receipt, then zoom and crop the parts that matter. Tighter crops read more accurately, and each section is captured once so nothing gets double-counted.

Extracted & ready to save

Extracted & ready to save

Every line item, price, subtotal and tax read straight off the photo — here a real store receipt, totalling $93.69. Editable before saving, then matched to the bank transaction.

Receipt history

Receipt history

Every saved receipt, newest first. Open one to see the line items exactly as they were extracted — the detail a bank transaction alone never gives you.

Get started in three simple steps

From linking your bank to getting personalized insights — it only takes a few minutes.

1

Link Your Bank

Securely connect your bank accounts through Plaid. We never see or store your bank credentials — Plaid handles authentication directly with your bank.

2

Track Your Spending

Transactions sync automatically and are organized by week and category. Scan receipts to attach itemized details to any transaction.

3

Get AI Insights

Ask your AI assistant anything — from "Am I on budget this week?" to "How much will I save in 3 years at 5% APY?" It calculates, analyzes, and advises.

Your data is protected at every level

We take security seriously. Your financial data is encrypted, isolated, and never shared.

Plaid-Secured Bank Access

Bank connections are handled entirely by Plaid, an industry leader trusted by thousands of financial apps. We never see your bank login credentials.

Encrypted Infrastructure

All data is stored on Supabase (PostgreSQL) with encryption at rest and in transit. Row-level security ensures users can only access their own data.

Privacy First

We do not sell, share, or monetize your financial data. Your information is used solely to power your personal budgeting experience.

Sandboxed Code Execution

When the AI runs financial calculations, code executes in isolated Docker containers with no network access, memory limits, and automatic cleanup.

Ready to take control of your finances?

Join Finpal and let AI help you budget smarter, spend wiser, and save more.

Get Started Today